refinance

The Big Picture

The big picture is important when considering a refinance.  There are two types of refinance transactions:  rate & term and […]

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debts

Debts & Tunnel Vision

David Ramsey has been a popular advocate for eliminating debts.  Additional organizations have followed this path.  People become obsessed with […]

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USDA

USDA Mortgages

Yes, the United States Department of Agriculture.  You read that right.  There are USDA loan programs for residential property owners.  […]

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ARMs

ARMs

Adjustable rate mortgages (ARMs) can be useful.  During the mortgage crisis, this variable interest rate plan was connected to a […]

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